If your medical condition does not interfere with your ability to do the previous work, your qualification claim will be denied. The agency will consider your age, education, past work experience, and any special skills you may have to determine if you can do other work than what you had previously. If you can adjust to other work, you will not qualify for benefits.
If you are considered unable to do other work, your application for benefits will most likely be approved. Social Security makes allowances for people to receive benefits quickly if they suffer from medical conditions that are so obvious that they easily meet disability standards.
Compassionate Allowances quickly identify diseases and medical conditions that fall under the Blue Book of Impairments with minimal medical information. This allows Social Security to speed up the process of helping people obtain benefits in the shortest amount of time possible.
The list of Compassionate Allowances has been developed based on public hearing held by Social Security, along with input from medical and scientific experts and the National Institutes of Health. A full list of Compassionate Allowances can be found here. Sophisticated computer screening is used here to identify cases that have a high probability of allowance. In fact, only about 1 in 3 applicants are initially approved for SSDI benefits.
The two main reasons for denial are usually a lack of work credits, or that applicants do not meet the criteria for disability. If you have been turned down, you do have the right to go through a Social Security Disability appeal process.
If you are denied again, you can proceed to the next level of appeal which is to appear in front of an Administrative Law Judge. An Administrative Law Judge will conduct a hearing in which all of your medical records and testimony will be heard before the judge renders a decision in the form of a written notice. If you are still denied benefits, then you have a final appeal step you can take: filing a lawsuit in U.
The maximum amount each family member is eligible to receive is 50 percent of the disability rate. The total payment to an entire family, however, is capped and is not based on other personal financial situation factors. Disabled children under the age of 18 are eligible for benefits as beneficiaries of a parent who has earned enough work credits under Social Security. The following stipulations apply:. If you are blind or have low vision, Social Security offers several adjustments to disability benefits to accommodate the additional difficulties associated with loss of sight.
These accommodations include being able to work toward Social Security credits after you become blind, delayed benefits that will increase if you continue to work without receiving disability benefits and a higher monthly salary cap. Special rules make it possible for those receiving SSDI benefits to go back to work while continuing to be paid the monthly benefits.
This is for those workers whose disability is not life threatening and have some capacity to work. Three incentives are offered by SSDI for people attempting to go back to work: trial work period, extended period of eligibility, and expedited reinstatement. A trial work period allows you to test your ability to work.
You are able to receive your full disability as long as your work activity is reported to the Social Security Administration and you continue to be disabled.
During the trial period you can accumulate a maximum of 9 months of work with any pay grade over a month period and still receive full benefits. Following your trial work period, you will enter a month extended period of eligibility. If you exceed the level of substantial earnings at a point beyond the trial work period, your benefits will be stopped. However, you can receive expedited reinstatement that allows you to restart your benefits any time within the five years following your withdrawal if you are unable to keep working because of your condition.
You will not need to reapply. There are several sources you can access that will provide you with a Social Security Disability Insurance benefits calculator. Two of them are located here and here. Lump sum SSDI back pay is available to claimants who are paid retroactively for those months from the time they became disabled, also known as a disability onset date, and when they applied for SSDI benefits.
If the Social Security Disability application is approved, the first benefit will be paid to you for the sixth full month after the date that the disability began. Monthly disability benefits are wholly based on your lifetime average earnings covered by Social Security. You can receive an estimate here. Blind applicants are exempt from this SSDI requirement. This may take place based on the SSDI index which is also the same index used to compute all Social Security benefits.
Social Security bases many of their decisions about what qualifies as a disability based on information published in the Blue Book of Impairments.
This Social Security Disability list of impairments details all qualifying medical conditions that meet the test for disability. While it is a comprehensive list, if you have a medical condition not listed in the Blue Book, you can still possibly qualify for SSDI benefits.
While the Blue Book is a fairly comprehensive guide, by no means does it contain every ailment or disability that could keep a person from working. If you have a condition not listed in the Blue Book i.
Lyme disease, thyroid problems, narcolepsy, and many others , you can still apply for SSDI. The main thing to remember is that you will need to provide substantial proof that your condition has rendered you unable to work. The majority of all disability payment programs are administered on the federal level, but there are five states that offer state-funded disability programs in addition to SSDI and SSI. They are intended to supplement, but not replace, federal disability payment programs.
There are also several online SSDI forums that provide support and information for people who are looking for answers on a variety of subjects. We are a private company. You typically must work directly with the government to qualify for your program or benefits. This website and its contents are for informational purposes only. We do not claim responsibility for its accuracy. Programs Medicare Basics. How does Medicare Work?
Medicare Plans. Medicare News. Additional Medicare Coverage. Eligibility Team. April 30, Did you know? Medicare and Disabilities. How to apply for Social Security Disability Insurance. It will help you gather the information you need to then complete the Disability Benefit Application. Over the phone by calling In person at your local Social Security office.
Find your local office here. In the next 24 hours, you will receive an email to confirm your subscription to receive emails related to AARP volunteering. Once you confirm that subscription, you will regularly receive communications related to AARP volunteering. In the meantime, please feel free to search for ways to make a difference in your community at www. Javascript must be enabled to use this site.
Please enable Javascript in your browser and try again. Now Reading:. Membership My Account. Rewards for Good. Share with facebook. Share with twitter. Share with linkedin. Share using email. Listing of impairments Blue Book listings are split into sections for adults and children, reflecting the different ways Social Security examiners assess the effect of a particular condition on those younger than 18 and those 18 and older.
Published March 24, Skip to Main Content. Find us on Social. The time period varies widely, but the average is months from the date of application. Was this helpful? Yes No. Related Articles. Let's keep in touch. Subscribe to receive important updates from NCOA about programs, benefits, and services for people like you. About Us News Careers. Social Links. Privacy Policy Terms of Service. This site uses cookies.
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